LAC

Best Crypto IRAs (2026)

Last updated June 10, 2026.

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1

iTrustCapital

Best for Low-fee crypto IRAโ˜…โ˜…โ˜…โ˜…ยฝ4.3

A popular crypto IRA with low fees and a straightforward signup.

Trading fee
~1%
Min investment
$1,000
Assets
Crypto + metals
Account types
Traditional / Roth / SEP

Pros

  • โœ“Tax-advantaged crypto exposure
  • โœ“Lower fees than many rivals
  • โœ“Metals available too

Cons

  • โœ•Account minimum
  • โœ•IRAs add complexity โ€” consider advice
Learn more โ†—We may earn a commission.
2

BitcoinIRA

Best for Widest coin selectionโ˜…โ˜…โ˜…โ˜…4.0

One of the earliest and best-known crypto IRA providers, with a wide asset menu.

Fees
Higher (varies)
Min investment
Varies
Assets
60+ cryptos
Account types
Traditional / Roth / SEP

Pros

  • โœ“Established, well-known provider
  • โœ“Large selection of coins
  • โœ“24/7 trading
  • โœ“Security/custody insurance

Cons

  • โœ•Fees tend to be higher than rivals โ€” confirm before signing up
  • โœ•Account minimum applies
Learn more โ†—We may earn a commission.
3

Alto CryptoIRA

Best for Low minimum to startโ˜…โ˜…โ˜…โ˜…4.1

A low-minimum crypto IRA that trades through a major exchange integration.

Fees
Low (per-trade)
Min investment
Low
Assets
200+ cryptos
Account types
Traditional / Roth

Pros

  • โœ“Low barrier to entry
  • โœ“Large coin selection via exchange integration
  • โœ“Simple, modern interface

Cons

  • โœ•Per-trade fees add up with frequent trading
  • โœ•Fewer account types than some rivals
Learn more โ†—We may earn a commission.